Email: paige@homeloansbypaige.com
Phone: 602-448-4470
Low Rates. No Hassle.
Find out how Paige Martinez can help make qualifying for a low rate mortgage EASY.
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I'm Paige, and I'm Here To Help
About Me
I’ve been a resident of the “Valley of the Sun” since 1974. I graduated from the University of San Diego with a degree in Business Economics in 1993. While at USD, I got my first job at a mortgage company as a receptionist and admin assistant. That job just happened to be the closest job available to my house at the time, but I fell in love with the whole business. The rest is history and I’ve been in the mortgage business ever since.

I'm more than just a mortgage loan officer...
I have two beautiful children. My daughter attends Arizona State University in the Theatre department and is an aspiring costume designer. She is also active in Cosplaying, you can Google her at “Super Weasel Princess”. My son is also at Arizona State University and is in the Barrett Honors College for Engineering. Talk about opposite ends of the spectrum!!

I love to travel. My favorite trip so far was 2013 when we went to London. Our next trip goal is for Italy.

I enjoy cooking and just finished a full kitchen remodel. I also enjoy spending time with family and friends and the occasional craft beer or glass of wine.

I have two kitties, “Snoop & Noodles” and a Desert Tortoise named “James Brown”. The last “toy” I bought was a 1979 Mercedes 450SL convertible and we enjoy going to the Barrett Jackson car auction every January.

Every mortgage company and Loan Officer has the “best” rates, programs, etc... So what sets me apart from everybody else?

My goal is to make the home loan process as easy as possible for my clients. I’m sure you’ve heard horror stories from your family, friends or co-workers about some painful “mortgage mishap”. Most people would rather have a root canal then apply for a mortgage.

My unique advantage is that I have been in the home loan business FOREVER (since 1989). I can tell you that getting a home loan approved and closed IS ROCKET SCIENCE. You need the right person on your team. I’ve been a processor, an underwriter, a closer, a funder and an Operations Manager for various mortgage companies. I know what happens at each step of the home loan process and why.

BUT I decided years ago to give up those jobs and devote myself as a full-time Loan Officer to help people get their loan closed on time without any “mishaps”. I was tired of taking care of other loan officer’s problems for them & decided to be the best originator I could be for my clients. I know I have the experience to help.

Your home is the single largest item you will ever finance and the process shouldn’t have to be so hard or scary and you shouldn’t have to do it alone. I am your partner from start to finish. You are not just another number at a big bank or handed over to some “team member”. I will personally oversee every step of the home loan process, from prequalification, processing, underwriting, docs and funding. You can ALWAYS contact me for status 24/7 via phone, email or text.

So what sets me apart from everybody else? Communication, Responsiveness, Accuracy, Turnaround and most importantly…….. Close on Time, Every Time!!!
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What I Do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
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Who I Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI. 

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
What My Clients Say
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"MORTGAGES MADE EASY..."

"How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling!"
Other Resources You'll Find Helpful
Looking for help with your down payment?
Try these 3 government sponsored programs for buying a home with little or even no money down!
Already own a home, buying a new one? 
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Want to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Do you want a lower payment on your current VA mortgage?
Find out how you may be able to lower your payments on your VA mortgage with minimal paperwork, no appraisal, and no hassle!
Are you a veteran or active military?
Check out our easy-to-understand guide that explains your benefits to $0 down and special low interest rates.


5 Things You Need to Know If You Are Considering a Reverse Mortgage
Find out what exactly a reverse mortgage is and how it works.
Work With Me
 
I recognize that your needs are unique, and I would love to find out exactly how I can be of service to you.
Contact me by email or give me a call.
EMAIL ME
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CALL ME
Call me today with any questions you have about the process - I'm happy to help.
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